:root{--hn-navy:#071f42;--hn-blue:#0b5d78;--hn-aqua:#0e7c86;--hn-gold:#e0b84f;--hn-bg:#f5f8fa;--hn-text:#263f50;--hn-muted:#637785;--hn-line:#dbe5ea}
.hn-page{background:var(--hn-bg);color:var(--hn-text)}
.hn-hero{background:linear-gradient(135deg,#061a32,#0a3655 62%,#0b6572);color:#fff;padding:52px 0 44px}
.hn-hero .breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;font-size:.82rem;color:#cfe4ed;margin-bottom:18px}.hn-hero .breadcrumbs a{color:#fff}
.hn-kicker{display:inline-flex;border:1px solid rgba(255,255,255,.26);background:rgba(255,255,255,.08);border-radius:999px;padding:7px 10px;font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.07em;color:#eaf6fa}
.hn-hero h1{max-width:950px;margin:14px 0 12px;color:#fff;font-size:clamp(2rem,5vw,4rem);line-height:1.04;letter-spacing:-.035em}.hn-hero p{max-width:850px;color:#e5f1f5;font-size:1.08rem;line-height:1.7}.hn-meta{display:flex;gap:8px;flex-wrap:wrap;margin-top:20px}.hn-meta span{border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.08);padding:8px 10px;border-radius:9px;color:#fff;font-weight:800;font-size:.82rem}
.hn-shell{padding:34px 0 70px}.hn-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:28px;align-items:start}.hn-article{min-width:0;background:#fff;border:1px solid var(--hn-line);border-radius:18px;padding:clamp(22px,4vw,44px);box-shadow:0 14px 40px rgba(8,35,55,.06)}
.hn-article h2{margin:34px 0 12px;color:#0a314b;font-size:clamp(1.42rem,3vw,2rem);line-height:1.2}.hn-article h3{color:#0a4259}.hn-article p,.hn-article li{color:#314b5b;line-height:1.75}.hn-article a{color:#075f78;font-weight:800}.hn-article table{width:100%;border-collapse:collapse;margin:18px 0;font-size:.93rem}.hn-article th,.hn-article td{border-bottom:1px solid var(--hn-line);padding:11px 9px;text-align:left;vertical-align:top}.hn-article th{color:#0b3a54;background:#f4f8fa}
.hn-facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin:0 0 26px}.hn-fact{border:1px solid var(--hn-line);border-radius:13px;padding:15px;background:#f8fafb}.hn-fact small{display:block;color:#6a7e8a;font-size:.7rem;font-weight:900;text-transform:uppercase;letter-spacing:.06em}.hn-fact strong{display:block;color:#092f48;margin-top:5px;line-height:1.3}
.hn-alert{border-left:4px solid var(--hn-gold);background:#fff8e4;border-radius:10px;padding:16px 18px;margin:20px 0;color:#354b59}.hn-alert strong{color:#6f5208}
.hn-steps{display:grid;gap:10px;margin:18px 0}.hn-step{display:grid;grid-template-columns:92px 1fr;gap:14px;border:1px solid var(--hn-line);border-radius:12px;padding:14px;background:#f9fbfc}.hn-step b{color:#0b4058}.hn-step time{font-weight:900;color:#0b6d76}
.hn-products{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:24px 0}.hn-product{border:1px solid #d7e4ea;border-radius:15px;padding:18px;background:#fff;box-shadow:0 8px 22px rgba(8,35,55,.05)}.hn-product--focus{background:#071f35;border-color:#173f5b}.hn-product small{display:block;font-size:.7rem;font-weight:900;text-transform:uppercase;letter-spacing:.06em;color:#667b88}.hn-product--focus small{color:#bcdde4}.hn-product h3{margin:6px 0 8px;color:#0a344e}.hn-product--focus h3{color:#fff}.hn-product p{margin:0 0 14px;font-size:.92rem}.hn-product--focus p{color:#e6f2f5}.hn-product__actions{display:flex;gap:8px;flex-wrap:wrap}.hn-product__actions a,.hn-product__actions button{border:0;border-radius:9px;padding:10px 12px;font-weight:900;text-decoration:none;cursor:pointer;font-size:.82rem}.hn-copy{background:#e7bf55;color:#081722}.hn-go{background:#0a6a76;color:#fff}.hn-product--focus .hn-go{background:#fff;color:#0a3149}.hn-more{background:#edf3f6;color:#17384e}
.hn-side{display:grid;gap:14px;position:sticky;top:18px}.hn-side__card{border:1px solid var(--hn-line);background:#fff;border-radius:15px;padding:18px;box-shadow:0 10px 28px rgba(8,35,55,.05)}.hn-side__card h3{margin:0 0 10px;color:#0a314a}.hn-side__card p{color:#526b79;line-height:1.55}.hn-side__card a{display:block;padding:7px 0;color:#0a6178;font-weight:800;text-decoration:none}.hn-side__coupon{background:#071f35;border-color:#173f5b}.hn-side__coupon small,.hn-side__coupon p{color:#d7e8ee}.hn-side__coupon strong{display:block;color:#f0ca62;font-size:1.8rem;letter-spacing:.08em;margin:5px 0}.hn-side__coupon button{width:100%;border:0;border-radius:9px;padding:11px;background:#e7bf55;color:#081722;font-weight:900}
.hn-sources{border-top:1px solid var(--hn-line);margin-top:34px;padding-top:20px}.hn-sources p,.hn-sources li{font-size:.9rem;color:#5c7180}.hn-disclosure{font-size:.82rem!important;color:#718591!important}
.hn-related{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.hn-related a{display:block;border:1px solid var(--hn-line);border-radius:10px;padding:12px;background:#f8fafb;text-decoration:none}
@media(max-width:920px){.hn-layout{grid-template-columns:1fr}.hn-side{position:static}.hn-facts{grid-template-columns:repeat(2,minmax(0,1fr))}.hn-products{grid-template-columns:1fr}}
@media(max-width:560px){.hn-hero{padding:38px 0 32px}.hn-facts{grid-template-columns:1fr}.hn-step{grid-template-columns:1fr}.hn-related{grid-template-columns:1fr}.hn-article{border-radius:0;padding:22px}.hn-shell{padding-top:0}.hn-layout{gap:0}}